Who We Help
Pathfinding for high-impact achievers
We work with driven individuals and families who seek more than just numbers—they want a true financial partnership.
They value thoughtful analysis and personal attention. Our relationships typically begin at $2.5 million in investable assets, allowing us to maintain our high-touch service model.
Business Owners
Entrepreneurs seeking sophisticated, tax-efficient wealth strategies.
Professionals
High-achievers looking for personalized financial navigation.
Multigenerational Families
Clients wanting comprehensive wealth preservation and growth.
Foundations
Organizations requiring nuanced, mission-aligned investment approaches.
Our Services
Strategic wealth navigation
Our services go beyond traditional financial advising—we provide holistic financial navigation & facilitate teamwork between our clients, CPAs and attorneys.
Investment Management
Disciplined portfolio construction focused on your goals
- Custom portfolio design
- Individual securities and ETFs
- Cost-effective implementation
- Tax-efficient strategies
Financial Planning
Comprehensive analysis aligned with your life vision
- Goal-based analysis
- Risk assessment
- Milestone planning
- Scheduled strategy reviews
Retirement Planning
Strategic cash flow design for your future
- Cash flow modeling
- Distribution strategies
- Income planning
- Lifestyle maintenance
Tax Planning
Thoughtful strategies to manage tax impact
- Tax-efficient investing
- Distribution analysis
- Gain/loss management
- Professional coordination
Estate Planning
Multi-generational wealth planning and preservation
- Wealth transfer strategies
- Family meeting support
- Legacy planning
- Advisor coordination
Cash Management
Provide access to efficient liquidity and banking solutions
- Liquidity planning
- Banking solutions
- Cash flow review
Neither Carve nor &Partners renders legal or tax advice. Please consult your tax or legal advisors before taking any action that may have tax consequences.
Investment Philosophy
A disciplined path forward
We believe successful investing starts with a straightforward truth: no two clients are the same. Rather than following standard models, we create highly customized portfolios aligned with each client’s unique goals and needs.
Disciplined Implementation
We focus on individual securities, ETFs, and select third-party managers, maintaining a long-term perspective rather than chasing market trends.
Cost & Tax Awareness
We aim to keep expenses low and prioritize tax efficiency, recognizing that what you keep matters more than what you earn.
Behavioral Focus
Most investment strategies work when applied with discipline. We help clients maintain focus through all market conditions.
How We Work
The Carve Process
We don’t follow a one-size-fits-all roadmap. Our process is a collaborative journey of discovery, design, and dedicated support.
We believe in adapting our approach to each client’s preferences while maintaining consistent communication. Some clients prefer quarterly discussions about markets, while others focus on specific life goals or prefer less frequent contact.
Deep Discovery
Understanding your unique financial landscape and life goals.
Strategic Design
Crafting a financial strategy aligned with your vision.
Precise Implementation
Executing tax-efficient, customized investment approaches.
Account Review
Comprehensive oversight and thoughtful adjustments.
Ongoing Partnership
Regular, meaningful conversations that can evolve with your life.
