Who We Are
Precision. Partnership. Purpose.
We combine the personal attention of a boutique practice with the strength of industry-leading partnerships. Through &Partners and Fidelity Investments, we provide independent wealth management focused on disciplined strategy and customized solutions. Our select client base, fewer than 150 households, allows us to maintain our high-touch service model.
Our Story
Finding a different line
The name “Carve” reflects our approach to creating individual paths for clients, similar to finding your own line through fresh snow – thoughtful, precise, and personal.
Born from a legacy of financial experience and a desire to do things differently, Carve Advisors emerged from Patrick Golden’s vision of creating a truly personalized wealth management experience. Raised in a family of financial advisors, Patrick saw an opportunity to blend deep industry knowledge with a refreshingly human approach.
Inspired by his love of snowboarding—finding precision and beauty in carving through untouched powder—Patrick built a practice that mirrors that philosophy: intentional, adaptive, and uniquely tailored.
Our Mission
A clear direction forward
To serve as a trusted resource for our clients through informed, steady guidance that helps simplify complex financial decisions.
Our Values
Principles that guide us
Our approach is guided by principles that go beyond traditional financial advisory.
Intellectual Curiosity
We constantly challenge assumptions and seek deeper understanding through independent research and analysis.
Direct Communication
We share information openly and clearly, making complex topics understandable without unnecessary jargon.
Personal Focus
We build every strategy around individual client circumstances, adapting our service to each client’s preferences.
Disciplined Approach
We combine behavioral insight with structured methodology, maintaining focus while adapting to evolving needs.
Our Team
The people behind your strategy
Each team member brings distinct capabilities while sharing core values:
- Embracing intellectual humility
- Challenging assumptions
- Willingness to adapt
- Direct, clear communication
- Personal attention and care
- Disciplined, thoughtful approach
Patrick Golden
Founder
Raised in a family of financial advisors, for 25 years Patrick has brought his own intellectual curiosity and a laid-back approach to wealth management. When he’s not crafting personalized investment strategies, you’ll find him snowboarding, mountain biking or hanging out with friends and family.
Steve Wilson
Director/Investment Strategy
Our investment strategist who has lived and breathed market research throughout his 31 years in finance. As our portfolio manager, Steve applies structured analysis to investment research and selection.
While nowhere close to losing his amateur status as a golfer and snowboarder, his spreadsheet wizardry is approaching GOAT status.
Jacque Baxley
Director/Client Experience
Your point of contact for seamless service. Jacque’s experience helps ensure every interaction with Carve is smooth, efficient, and focused on you.
While highly accomplished as a mother and a coach, Jacque is best known from her role of “Client Favorite” at Carve Advisors.
Katie A. Dixon
Practice Management Associate
Katie Dixon is Carve’s Practice Management Associate, giving structure and discipline to Carve’s client service and investment management efforts.
Katie splits her time between Carve Advisors and her role as a member of the USA Women’s National Field Hockey Team.
Our Partnerships
Strength in alignment
&Partners provides our practice with a robust platform of technology, investment solutions, and operational support – all while preserving our independence to serve you.
Your assets are safely held at National Financial Services LLC (NFS) a Fidelity company, one of the industry’s leading custodians, providing an additional layer of security and service.
This partnership structure allows us to:
- Focus entirely on serving your needs
- Maintain independence in our recommendations
- Access institutional-quality resources
- Provide enhanced security for your assets
- Deliver sophisticated planning solutions
Why Carve?
Carve stands apart
We’re not just another financial advisory practice. We’re your dedicated financial partners, committed to a level of service and customization that sets us apart.
- Hyper-Personalization: Every strategy is uniquely crafted
- Behavioral Insight: We think like financial advisors and behavioral coaches
- Tax Efficiency: Helping optimize returns, minimizing burden
- Technology-Enabled: Cutting-edge tools, human-centered service
- Customized Strategies: No cookie-cutter solutions
